Our Services
Home Purchase Loans
Buying a home is one of the biggest financial decisions you’ll ever make — we’re here to make it easier. With quick turn times, competitive rates, and constant communication, we help you navigate the market with confidence.
Ideal For:
First-time homebuyers
Move-up buyers
Real estate investors
What to Expect:
Fast pre-approvals
Guidance on offers and contingencies
Coordination with your agent for a seamless close
Refinance Transactions
Refinancing isn’t just about a lower rate — it’s about reshaping your financial future. Whether you're consolidating debt, pulling out cash, or adjusting your term, we’ll show you how to make your equity work smarter.
Ideal For:
Homeowners with higher interest rates
Those looking to free up monthly cash flow
Anyone planning home improvements
What to Expect:
Cost/benefit analysis
No-obligation rate comparisons
Low-doc or streamlined options available
Investment Property Loans
From short-term flips to long-term rentals, we help you secure funding that fits your strategy. We understand investment timelines and work to keep your cash flow goals intact.
Ideal For:
New or experienced real estate investors
Buyers using rental income to qualify
Fix-and-flip or BRRRR strategies
What to Expect:
Flexible qualification using rental income
Experience with LLC and portfolio structures
Access to conventional, DSCR, and private lending options
Self-Employed & Non-Traditional Loans
Traditional income docs aren’t always the best reflection of your financial picture. That’s why we offer alternative lending solutions tailored to self-employed borrowers and entrepreneurs.
Ideal For:
Business owners and freelancers
1099 or commission-based earners
Borrowers with strong assets but non-standard income
What to Expect:
Bank statement and P&L-based programs
Income analysis in 48 hours or less
Common-sense underwriting
VA & FHA Loans
Whether you're serving, have served, or are buying your first home, we can help you access government-backed loan programs with huge benefits.
VA Loans:
No down payment, no mortgage insurance
Competitive rates and flexible credit requirements
Built specifically for veterans and military families
FHA Loans:
Just 3.5% down for qualified buyers
Easier credit requirements
Great for those building or rebuilding credit
Reverse Mortgages
If you’re 62 or older, a reverse mortgage lets you tap into your home’s equity without monthly payments. Use it for retirement income, to pay off debt, or to simply enjoy your home longer.
Ideal For:
Homeowners looking to supplement retirement income
Those who want to age in place
Individuals looking to eliminate monthly mortgage payments
What to Expect:
Education-focused consultation
HUD-approved programs
Ongoing support and transparency
Private Money Loans
We enjoy long standing relationships with private money lenders, limiting multiple broker scenarios and providing competitive terms and pricing. Bridge, fix and flip, purchase, and 2nd trust deed loans available.